Friday, July 29, 2016

How to make an Out of State Car Purchase in Washington?

Purchasing a car out of state is only a means to widen the currently available opportunities. The research and shopping around for models should of course be parallel to efforts you would take to purchase a car in your own state. However, navigating through different laws of different states can get tricky. Fortunately, for residents of Washington, there are only a few things to keep in mind before they make an out of state car purchase. 

With over seven million people, Washington ranks as the thirteenth most populous state, among the 50 states of America. Also, being the 11th richest state in terms of income, sixty percent of Washington’s population resides in the metropolitan areas of Seattle. Therefore, having a heavy population and a large portion of that population earning comfortably, it is easy to run out of options when one goes to purchase a car within Washington. 

When you are on the lookout for purchasing a car, it is always a good idea to branch out your search limit and cast a wider net by considering cars that are out of state. In the state of Washington, out of state car purchase is always beneficial option. Consider the following points that you can use to your advantage as you cross the Washington State boundaries and make an out of state car purchase. 

Be Aware of the State Specific Certifications

California Air Resources Board

Different states have different safety requirements for approving a car purchase; while some of them might be stringent, others may be lenient. For instance, California Air Resources Board (CARB) took the initiative of reducing emissions of cars by adopting a few set standards. The ‘CARB States’ that follow these standards include California, Arizona, Maryland, New Jersey, New York, Pennsylvania, Rhode Island, Vermont and Washington – to name a few. Therefore, having complete knowledge of the state specific certifications becomes a prerequisite for an out of state car purchase. 

Check Registration Information

California Emissions Standards

Always make it a point to cross check with your auto dealership whether the car that you wish to purchase, can be legally registered in Washington. Some cars are designed to be used only in certain states, thereby, limiting their purchase. Only cars that are eligible to be sold in the 50 states of America and which have been certified by the Californian emissions standards can be registered in Washington. Asking your auto dealership in advance about the details of car registration can surely help you stay on the right side of the law.

Keep a Record of Sales Tax

Sales Tax on Cars in Washington

Even though it is an out of state car purchase, you will be entitled to pay the sales tax that is prevalent in your native state, since that is the state that the car is registered in. Washington requires you to pay 6.8 percentage of sales tax on the purchase of a car. Therefore, if you happen to buy a car from California, the sales tax of which is 7.5 percentage, you will still pay 6.8 percentage of sales tax that is prevalent in Washington. Additionally, you should maintain a copy of all the sales tax receipts that are paid to show the Title and Registration office, if required. 

Purchasing your dream car is a personal and expensive decision. Settling for another car, simply because of the unavailability of your dream car is no more a limiting boundary. Widen your options beyond Washington and keep the above points in mind as you set out to make an out of state car purchase. 

A Washington bad credit auto loan is a necessity for every bad credit car buyer of the state. If you have decided to buy a car out of Washington State, take help of CarDestination.com. The favorite online auto financing company will provide you with guaranteed auto loans in Seattle.

Wednesday, July 27, 2016

First Time Car Buyer - Do your Homework before applying for an Auto Loan

It doesn't matter whether you're a college student with a job or someone with a stable income, the process of buying a car for the first time is filled with uncertainty. If you are a first time car buyer, then planning is important to prevent surprises. Buying a car is an important decision so it requires a little homework. 

There is nothing better than getting your first car! And when you make an informed decision, you will never regret it. The first thing you can do is get approval on an auto loan. It will help you in selecting a car within your price range. 

As you don't have any car buying experience, here are a few questions that you need to ask yourself before you buy a car:
  • Can I afford a new car right now?
  • Will I be able to get approved for first time car loan?
  • Which car I should buy?
  • What if something goes wrong during the car buying process?

Tips for buying your first car
Smart Tips to Note Down for a First-Time Car Buyer

  • When you are a first-time car buyer, it is important for you to slow down and make an informed decision. 
  • Be a winner in the battle for budget. To create a budget is an easy task but to stick to it is difficult.
  • When you are a first-time car buyer, don't forget to determine your monthly payments with the help of an auto loan calculator.
  • If you are buying a used car, then find out what’s wrong with the car with the help of a mechanic.
  • Research various options for your new car. Take a test drive because nothing is more important in your decision process than how you feel behind the wheel.
  • Internet shopping for your dream car is another option where there is no face to face sales pressure.
  • It is a myth that a good car will cost you a fortune.
  • When you are buying a car, you also need to consider car insurance.
  • Shop for an auto loan first.
  • Don’t forget to compare the auto loan deals.

Important Terminologies for a First-Time Car Buyer


1. Credit Score- Generally known as a FICO Score. A high credit score determines good credit history. 


2. Collateral –If you fail to make the payment on the auto loan, the lender has the right to take possession of your car. 


3. Interest - You have to pay interest on the auto loan. It is the cost that you pay to borrow money. 

4. Auto Loan Term- The term determines the number of months in which the auto loan needs to be paid off. 

In many cases, a first-time car buyer gets tricked by lender’s attractive offers. So, be wise and compare the auto loan deals. If you plan your new car with a little extra homework, it will save your money and help you in establishing a good credit. 


CarDestination is the perfect destination for getting your first time car loan. The online auto loan expert is the first choice of first time car buyers because it provides auto loans without cosigner easily. Apply now to buy the car of your choice quickly.